This product should not be regarded as substitutes for bank savings or deposits. This product is not insured in any way by deposit insurance. You understand that all the interest (if any) is generated by transactions that trade on certain digital assets exchanges. In the event of extreme events such as exchange closures, you may not receive the advertised rate of interest and you could lose some or all of your purchase funds.

Digital asset transactions contain extremely high risks, so you should determine the suitability for purchasing this product based on your own financial situation and risk preference. Past performance is not a reliable indicator of current or future results. Any illustrations or projected returns is solely used for illustration purposes or for calculation purposes and should not be considered as indicative of returns or of a specific investment style.

Depreciation of the underlying digital asset against the U.S. dollar could result in an overall loss to you on a U.S. dollar basis. The trading prices of many digital assets may experience extreme volatility. As a result of these potentially extreme price fluctuations, you could lose a substantial portion or all of your purchase funds on a U.S. dollar basis. Digital assets are subject to the risk of fraud, cyber-attack, theft, manipulation, or security failures.

Transactions in digital assets may be irreversible, and, accordingly, losses due to fraud, theft or manipulation may not be recoverable. Any information provided by Bil regarding this product does not constitute an offer to sell, or a solicitation of an offer to buy, to residents of the United States, Hong Kong SAR, Singapore and other countries or regions where such offers or solicitations are prohibited by law.